Terms and Conditions
Updated 1/3/19
“Wisconsin Health Insurance Advocate, LLC”, “We”, “this website”, “website” refer to Wisconsin Health Insurance Advocate, LLC and wihealthinsuranceadvocate.com and its affiliates.
“You”, “user” shall refer to any individual or entity accessing this website.
1. Introduction
These terms and conditions regulate your use of this website. By using this website, you accept our terms and conditions in full. If you disagree in full or part with these terms and conditions, you must not use this website. Wisconsin Health Insurance Advocate reserves the right to alter, modify, add or remove this Agreement in whole or in part at any time.
Employees of Wisconsin Health Insurance Advocate, LLC are licensed health insurance agents in the State of Wisconsin. Information provided is intended to be educational only and is aimed at Wisconsin residents. While this website is dedicated to the insurance needs of Wisconsin residents, we recognize that website visitors may be from any part of the world and may find educational value in the information provided. Wisconsin Health Insurance Advocate, LLC makes no representations or warranties about the accuracy or timeliness of information provided. You agree that you are solely responsible for determining the accuracy of the information provided.
You agree to consult your legal adviser, state department of insurance, or applicable federal program before taking any action for your personal insurance needs. Information provided on this site is not intended to be advisory. To the extent allowed by law, you agree to hold harmless Wisconsin Health Insurance Advocate, LLC and its employees.
2. Copyright Notice
All information on this website (other than links and resources provided for the consumer and properly cited), including articles, videos, and blog posts are copyrighted by Wisconsin Health Insurance Advocate, LLC.
Notice on use or reprinting:
You may not republish or repost material from this site without express permission. You may email us at sadie@wihealthinsuranceadvocate.com to request permission.
You may not use or distribute any information from this site for commercial gains.
You may use material from this site for educational purposes if proper citation is included, as long as the purpose is not for commercial gain. This means that if you are a student, researcher, or publish an educational website or article you may provide links to our website and/or cite the information provided with proper credit. However, you agree that we have made no representations or warrantees as to the accuracy of the information provided. You agree not to use our site or name in any libelous or harmful way.
You may link to this site for educational purposes as long as the link or citation is in no way malicious or libelous to Wisconsin Health Insurance Advocate, LLC, its employees, or affiliates, is not for commercial gain, and is in accordance with applicable law. If you have any questions regarding this policy, please email sadie@wihealthinsuranceadvocate.com.
3. Right to Change, Modify, Delete or Restrict
Wisconsin Health Insurance Advocate, LLC reserves the right, at its sole discretion, to change, edit, modify, remove, or restrict any portion or content of this website at any time without notice.
4. Information Provided
We do not make any warranties or representations about the accuracy of information provided, except as required by law. The information provided on this website may not be immediately up to date, as law and policy constantly evolve. While we do our best to keep up to date, we do not guarantee that all information provided is presently accurate. If you notice any errors, please contact us right away at info@wiheathinsuranceadvocate.com.
5. Resources and Third Party Links
This website periodically contains links to other websites as a resource to users. These links are provided as resources for educational purposes, and do not constitute an endorsement by Wisconsin Health Insurance Advocate, LLC to the third party or vice versa.
6. Warranties and Representations
Wisconsin Health Insurance Advocate, LLC makes no warranties of the accuracy of information or opinion provided on this site. The information provided is not intended to apply to any personal situation and is not advisory in nature, and Wisconsin Health Insurance Advocate, LLC makes no endorsements or representations on the accuracy of the information. By using this site, you agree to hold harmless Wisconsin Health Insurance Advocate, LLC and its employees for any action you choose to take or not take, except where prohibited by law.
7. Governance
You agree that any disputes shall be governed by the law of the State of Wisconsin without regard to any conflicts of law from other jurisdictions. You agree that any legal actions shall be conducted in the State of Wisconsin in the appropriate state or federal court. You agree to pay any damages and legal costs associated with actions taken against Wisconsin Health Insurance Advocate, LLC should Wisconsin Health Insurance Advocate, LLC prevail in a court of law or in arbitration.
8. Collection and Use of Information
This website may collect and use information you provide (name, address, email, etc) by submitting our contact forms, emailing us, or connecting on social media platforms. You agree that you will not upload, post, or transmit anything that is unlawful, obscene, offensive, libelous, sexually explicit, or harmful. You agree not to cause lack of access to other users or administrators. You agree not to upload, post, or transmit any computer programs, software, viruses, or anything that contains destructive elements on or through this website or Wisconsin Health Insurance Advocate, LLC’s social media. Wisconsin Health Insurance Advocate, LLC reserves the right to remove any posts, comments, or content at any time without notice. Wisconsin Health Insurance Advocate, LLC reserves the right to block you from this website or social media platforms and/or report you to the social media platform administrator for any unlawful, defaming, offensive, obscene, libelous, or otherwise harmful posts or comments. Wisconsin Health Insurance Advocate, LLC reserves the right to remove any content you post and/or to block you from social media pages for any actions appearing to be “trolling” such as repeated inflammatory posts, rude comments, or libel. Wisconsin Health Insurance Advocate, LLC will follow applicable law and report to the proper authorities any unlawful acts by the user. No agent-client confidential relationship or fiduciary relationship is created by your use of this website or Wisconsin Health Insurance Advocate, LLC’s social media pages.
Wisconsin Health Insurance Advocate, LLC does not knowingly collect any information from users under the age of 18. All information collected is voluntary. By using this website you represent you are of legal age in the State of Wisconsin to access this information.
This website may use cookies as part of normal operations for visitor numbers and other legal business purposes. Our ad affiliates may use cookies to personalize your experience on this website. Our webhost may also collect cookies. If you do not wish to participate, you may disable cookies through your web-browser. You agree to allow Wisconsin Health Insurance Advocate, LLC to use cookies.
9. Correspondence
Wisconsin Health Insurance Advocate, LLC may periodically offer email newsletters. You may sign up through our website, and if you wish to unsubscribe you agree to use the “unsubscribe” option provided at the bottom of the emails.
If you contact Wisconsin Health Insurance Advocate, LLC through email or social media, no agent-client or fiduciary relationship is created. Any information and advice provided on this website, social media, or in response to a post, comment, or email is not provided with warranty to the accuracy of information and does not constitute personal advice.
10. Entire Contract
Should any clause of this notice be voided by applicable law, then that clause is voided while the rest of Terms and Conditions remain intact.
“Wisconsin Health Insurance Advocate, LLC”, “We”, “this website”, “website” refer to Wisconsin Health Insurance Advocate, LLC and wihealthinsuranceadvocate.com and its affiliates.
“You”, “user” shall refer to any individual or entity accessing this website.
1. Introduction
These terms and conditions regulate your use of this website. By using this website, you accept our terms and conditions in full. If you disagree in full or part with these terms and conditions, you must not use this website. Wisconsin Health Insurance Advocate reserves the right to alter, modify, add or remove this Agreement in whole or in part at any time.
Employees of Wisconsin Health Insurance Advocate, LLC are licensed health insurance agents in the State of Wisconsin. Information provided is intended to be educational only and is aimed at Wisconsin residents. While this website is dedicated to the insurance needs of Wisconsin residents, we recognize that website visitors may be from any part of the world and may find educational value in the information provided. Wisconsin Health Insurance Advocate, LLC makes no representations or warranties about the accuracy or timeliness of information provided. You agree that you are solely responsible for determining the accuracy of the information provided.
You agree to consult your legal adviser, state department of insurance, or applicable federal program before taking any action for your personal insurance needs. Information provided on this site is not intended to be advisory. To the extent allowed by law, you agree to hold harmless Wisconsin Health Insurance Advocate, LLC and its employees.
2. Copyright Notice
All information on this website (other than links and resources provided for the consumer and properly cited), including articles, videos, and blog posts are copyrighted by Wisconsin Health Insurance Advocate, LLC.
Notice on use or reprinting:
You may not republish or repost material from this site without express permission. You may email us at sadie@wihealthinsuranceadvocate.com to request permission.
You may not use or distribute any information from this site for commercial gains.
You may use material from this site for educational purposes if proper citation is included, as long as the purpose is not for commercial gain. This means that if you are a student, researcher, or publish an educational website or article you may provide links to our website and/or cite the information provided with proper credit. However, you agree that we have made no representations or warrantees as to the accuracy of the information provided. You agree not to use our site or name in any libelous or harmful way.
You may link to this site for educational purposes as long as the link or citation is in no way malicious or libelous to Wisconsin Health Insurance Advocate, LLC, its employees, or affiliates, is not for commercial gain, and is in accordance with applicable law. If you have any questions regarding this policy, please email sadie@wihealthinsuranceadvocate.com.
3. Right to Change, Modify, Delete or Restrict
Wisconsin Health Insurance Advocate, LLC reserves the right, at its sole discretion, to change, edit, modify, remove, or restrict any portion or content of this website at any time without notice.
4. Information Provided
We do not make any warranties or representations about the accuracy of information provided, except as required by law. The information provided on this website may not be immediately up to date, as law and policy constantly evolve. While we do our best to keep up to date, we do not guarantee that all information provided is presently accurate. If you notice any errors, please contact us right away at info@wiheathinsuranceadvocate.com.
5. Resources and Third Party Links
This website periodically contains links to other websites as a resource to users. These links are provided as resources for educational purposes, and do not constitute an endorsement by Wisconsin Health Insurance Advocate, LLC to the third party or vice versa.
6. Warranties and Representations
Wisconsin Health Insurance Advocate, LLC makes no warranties of the accuracy of information or opinion provided on this site. The information provided is not intended to apply to any personal situation and is not advisory in nature, and Wisconsin Health Insurance Advocate, LLC makes no endorsements or representations on the accuracy of the information. By using this site, you agree to hold harmless Wisconsin Health Insurance Advocate, LLC and its employees for any action you choose to take or not take, except where prohibited by law.
7. Governance
You agree that any disputes shall be governed by the law of the State of Wisconsin without regard to any conflicts of law from other jurisdictions. You agree that any legal actions shall be conducted in the State of Wisconsin in the appropriate state or federal court. You agree to pay any damages and legal costs associated with actions taken against Wisconsin Health Insurance Advocate, LLC should Wisconsin Health Insurance Advocate, LLC prevail in a court of law or in arbitration.
8. Collection and Use of Information
This website may collect and use information you provide (name, address, email, etc) by submitting our contact forms, emailing us, or connecting on social media platforms. You agree that you will not upload, post, or transmit anything that is unlawful, obscene, offensive, libelous, sexually explicit, or harmful. You agree not to cause lack of access to other users or administrators. You agree not to upload, post, or transmit any computer programs, software, viruses, or anything that contains destructive elements on or through this website or Wisconsin Health Insurance Advocate, LLC’s social media. Wisconsin Health Insurance Advocate, LLC reserves the right to remove any posts, comments, or content at any time without notice. Wisconsin Health Insurance Advocate, LLC reserves the right to block you from this website or social media platforms and/or report you to the social media platform administrator for any unlawful, defaming, offensive, obscene, libelous, or otherwise harmful posts or comments. Wisconsin Health Insurance Advocate, LLC reserves the right to remove any content you post and/or to block you from social media pages for any actions appearing to be “trolling” such as repeated inflammatory posts, rude comments, or libel. Wisconsin Health Insurance Advocate, LLC will follow applicable law and report to the proper authorities any unlawful acts by the user. No agent-client confidential relationship or fiduciary relationship is created by your use of this website or Wisconsin Health Insurance Advocate, LLC’s social media pages.
Wisconsin Health Insurance Advocate, LLC does not knowingly collect any information from users under the age of 18. All information collected is voluntary. By using this website you represent you are of legal age in the State of Wisconsin to access this information.
This website may use cookies as part of normal operations for visitor numbers and other legal business purposes. Our ad affiliates may use cookies to personalize your experience on this website. Our webhost may also collect cookies. If you do not wish to participate, you may disable cookies through your web-browser. You agree to allow Wisconsin Health Insurance Advocate, LLC to use cookies.
9. Correspondence
Wisconsin Health Insurance Advocate, LLC may periodically offer email newsletters. You may sign up through our website, and if you wish to unsubscribe you agree to use the “unsubscribe” option provided at the bottom of the emails.
If you contact Wisconsin Health Insurance Advocate, LLC through email or social media, no agent-client or fiduciary relationship is created. Any information and advice provided on this website, social media, or in response to a post, comment, or email is not provided with warranty to the accuracy of information and does not constitute personal advice.
10. Entire Contract
Should any clause of this notice be voided by applicable law, then that clause is voided while the rest of Terms and Conditions remain intact.